Summary
Our guest today is Tim Sparks, Senior Key Account Manager, at Vanguard. Tim has more than 15 years’ experience in the financial services industry and joined Vanguard in 2013.
In this episode, we unpack one of the most famous investing companies in the world. Vanguard.
We go into who Vanguards is and what they can offer investors. Explain Some of the key investing philosophies AND We chat about the 4 new diversified ETFs that Vanguard released in Nov 2017 and why they are such a big deal for anyone wanting to reach financial independence.
In this episode, we talk about:
- What Vanguard is
- Vanguard investing philosophies
- What happens if Vanguard goes bust?
- How to invest with Vanguard
- Vanguard diversified index ETFs
Show Notes
- Vanguard diversified index ETFs
- Vanguard investing principles
- Aussie Firebug’s take on the diversified index ETFs
Transcript is coming
Great podcast Matt!
I take it that you interviewed Tim before news about Betashares A200 aussie ASX200 index fund was announced with an MER of 0.07%!
I would have loved to hear from him what he thought and if they were prepared to retaliate with a reduced MER themselves!
I would also have loved to hear more about the ownership structure, in particular if there was a difference between investing on the Australian stock exchange vs investing on the US stock exchange on our ownership of Vanguard.
Great chat
Thanks Pat,
Yeah, unfortunately it was after the A200 news. Definitely would have hit him up about that lol!
Great podcast. One question: T+3?
T+3? Wat?
Sorry – let me elaborate. ASX moved to 2 day settlement from 3 day settlement in 2016; however I swear your guest mentioned T+# towards the end of the interview? https://www.asx.com.au/t2.htm
Ah righto. Yeah, maybe he did. I can’t remember
GREAT POD CAST ..just joined ..regards Ric
Any chance for the transcript soon ?
Really appreciate your work champ 🏆
Hi Shlomi,
I had some issues with my transcriber and I’m not sure I will be providing transcriptions moving forward. Sorry if this affects you
G’day mate,
0.27 VDHG
0.29 Wholesale high growth
Both self rebalancing.
Both have the same allocation.
The 0.02 difference would be the brokerage cost to be justified? No point then doing Wholesale for those using LSI instead of DCA? Is VDHG available on Commsec?
Thanks mate.
VDHG is available on any brokerage platform that trades on the ASX.
ETF vs wholesale mostly depends on how often you are investing and how much. Also, what’s the size of your portfolio? That matters greatly because that 0.02% will be a lot different for a portfolio of $100,000 vs $2M.
Thank you for your informative podcast. On this interview you asked how can someone invest in Vanguard. Tim advised that there were two ways. Via an ETF on the ASX or directly via their website. Checking their website today it reads “This form is for financial advisers acting on behalf of their clients.” so I guess that for individuals the only way is through ETF’s.
Hi Mick,
I’m almost certain you still invest directly through their site… Let me take another look and get back to you.