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September has been an interesting month. Super had a little bump, updated my HECCS debt and some extra savings in cash.

I had some pretty biggish expenses last month mainly caused by weddings.

Wowee are weddings expensive for nearly everyone involved. It is just me or have Weddings become so incredibly commercialised that it has lost it’s original core purpose? Don’t get me wrong, I love going to weddings and the idea is Ok but seriously. It’s almost expected now that weddings MUST have:

  • Entertainment
  • Flowers and decorations
  • Fancy cars
  • Professional hair and makeup
  • Professional photography and videography
  • Fancy accommodation
  • Doves flying when the bride walks down the isle
  • Custom made bobble heads of the bride and groom
  • Congratulation message from Kim Kardashian,
  • Entry to the reception via a chooper…

Ok maybe I’m going over the top here but you get my point. The amount of industries pumping up the idea that a wedding MUST be this or MUST be that is nothing more than marketing.

And you can’t escape the costs associated with a wedding even if it’s not your bloody wedding!

Oh no no, can’t an untapped market (wedding guests) getting away scot free. It’s now expected that for the engagement party the guest bring a gift of a value of no less than $100 (in my circles anyway) or else you will be branded stingy and a tight ass… SINCE WHEN DO YOU GIVE >$100 PRESENTS TO PEOPLE JUST BECAUSE THEY GOT ENGAGED???!?!?

I can’t help but think that the idea of a wedding has been hijacked by very clever marketing companies to brainwash loved up n00bs to spend maximum dollars at their stores. They even have the guests forking out hundreds and have so so cleverly shaped society to attack people who refuse not to participate in this circus of unnecessary spending.

Wow that was an unexpected rant. But yeah…weddings are hella expensive…for everyone involved.

So back to the main point of this article… Networth ticking along nicely. Should be able to get to quarter of a Mil if nothing goes drastically wrong by years end.

prop2-networth-aug16 prop3-networth-aug16prop1-networth-july16

portfolio-networth-aug16

 

 

Networth

 

[wp_charts title=”linechart” type=”line” align=”alignleft” width = “100%” datasets=”-36000,-36000, -32000,-7000,20000,32000,45000,65000,83254,130000, 187910, 229010″ labels=”1-Jan-2011,1-Jul-2011,1-Jan-2012,1-Jul-2012,1-Jan-2013,1-Jul-2013,1-Jan-2014,1-Jul-2014,1-Jan-2015,1-Jul-2015,1-Jan-2016,1-Jul-2016″]

Date Rolling NetWorth $ Change Notes
 1-Jan-2011  -$36,000  $0 HECCS debt
 1-Jan-2012  -$32,000  $4,000 Started Full-time work late Nov
 1-Jan-2013  $20,000  $52,000 Built property and recieved FHOG ($21,000)
 1-Jan-2014  $45,000  $25,000
 1-Jan-2015  $83,254  $38,254 Bought second IP
 17-Feb-2015  $110,215  $26,961
 18-Feb-2015  $121,541  $11,326  IP’s re-valued
 4-Mar-2015  $123,715  $2,174
 18-Mar-2015  $122,128  -$1,587 Paid for holiday
 15-Apr-2015  $125,906  $3,778 Withdrew equity from property
 14-May-2015  $127,906  $2,001
 18-Jun-2015  $131,904  $3,998
 21-Jun-2015  $152,904  $21,000 IP’s re-valued
 12-Jul-2015  $159,904  $7,000 Paid 4K off HECS Debt
 23-Jul-2015  $161,904  $2,000
 31-Aug-2015  $167,904  $6,000
 31-Sep-2015  $170,110  $2,205  Car went out of Portfolio, Bought IP 3, Super went up and one IP went up
 31-Oct-2015  $171,376  $1,265  Big bills. Not much saved.
 30-Nov-2015  $173,263  $1,887 Super went down slightly
 31-Dec-2015  $186,910  $13,648 IP went up in value
12-Jan-2016  $187,910  $1,000  Some big bills
2-Feb-2016  $189,910  $2,000  Bills (again)
1-Mar-2016  $191,410  $1,500  Didn’t save very well
1-Apr-2016  $193,410  $2,000  Steady month
1-May-2016 $182,410  -$11,000  Two IP’s went down.
1-Jun-2016  $211,010  $28,600  All 3 IP’s went up and super was updated
1-Jul-2016  $229,010  $18,000 IP’s revalued with 2 out of three going up
1-Aug-2016 $233,653 $4,643 Super went up along with cash
1-Sep-2016 $237,390 $3,737 Super went up, HECC debt went down plus savings

 

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