Financial Goals 2018
Before I get into the 2018 goals, I want to go over my 2017 financial goals and see how I did. 2017 GOALS Obtain a savings rate of 65% or better Achieved = No ❌ I usually do EOFY write-ups that go into details how much we...
Savings Review 16/17
It's that time of the year again. Time to review where every single one of the precious dollars we earned last financial year went. This is usually an eye opener, but we review our spendings monthly so it shouldn't be too much of a shock. It will...
Property vs Shares: The Ultimate Guide
Preface: When I talk about shares in this article, I really mean ETFs. I don't buy individual shares or day trade. Collingwood vs Carlton Sydney vs Melbourne Magic vs Bird Just some of the biggest rivalries the world's ever seen. But in the investing world,...
How to buy ETFs
If you're on the path to financial independence and follow a few bloggers as they save and invest their way to freedom. You no doubt have come across an investment vehicle that just keeps on popping up everywhere you look. Exchanged Traded Funds (ETFs)! ...
March 2017 Net Worth $305,324 (+$31,066)
This month has really been the journey of the missing Super. As I was preparing for this months net worth update. I began happily peering over our asset column on the spreadsheet I maintain which lists all Mr. and Mrs. Firebug's assets worth, less their...
P2P Lending
P2P lending is a topic I have been wanting to do for a long time but I never had the experience or expertise to write about it. I'm the kinda guy that actually likes to do something before I claim any knowledge on the subject. There are people out there believe...
Financial Goals 2017
As 2016 comes to an end I'd like to reflect back on what was achieved and set new goals for the coming year. I'm a big believer in setting goals and making deadlines for them. One of my favourite quotes: I really like it because everyone has dreams, but very few...
Australian Financial Independence Calculator
There are countless sites/articles/forums about financial independence (FI) on the world wide web. I've often come across really clever, well developed calculators that offer a really good visualisation on how long you have to go before you reach FI. But the longer I...
Rentvesting
What a horrible mash-up of words. Rentvesting? Rent-Investing? Rentvestor? Yuck! While the term itself doesn't sit well with me, the underlying principles definitely do and I think a ton of millennials could benefit from it, so listen up muchacho's! What The Hell Is...
The Dangers Of Cross Collateralisation
If/when you get to a point in your life where you own multiple properties, you will no doubt come across the term 'cross collateralisation'. It's a very important loan structure issue that you must fully understand if you ever do decide that it's the best option for...
