Aussie Firebug

Financial Independence Retire Early

Jeez Louise where has the time gone?

Winter has come to an end (although it’s still shithouse weather down here in Vic), my footy seasons over and there is only 102 days until Christmas!

The good news is that now I have finished footy, I can spend a lot more time on the blog 🙂

Last months was pretty normal. My savings rate has definitely taken a hit since moving out of home. The first month was a blowout and I would have been lucky to have saved 40% which is a far cry from my 76% savings rate last financial year.

My IP’s didn’t move at all this month. I still managed to add a bit of cash to my savings and my Super had a nice little bump.

I also have decided to add the debt associated with my properties (as seen below) to clear up any confusion people might have been having.

prop2-networth-aug16 prop3-networth-aug16prop1-networth-july16






[wp_charts title=”linechart” type=”line” align=”alignleft” width = “100%” datasets=”-36000,-36000, -32000,-7000,20000,32000,45000,65000,83254,130000, 187910, 229010″ labels=”1-Jan-2011,1-Jul-2011,1-Jan-2012,1-Jul-2012,1-Jan-2013,1-Jul-2013,1-Jan-2014,1-Jul-2014,1-Jan-2015,1-Jul-2015,1-Jan-2016,1-Jul-2016″]

DateRolling NetWorth$ Change% ChangeNotes
 1-Jan-2011 -$36,000 $0 0.00%HECCS debt
 1-Jan-2012 -$32,000 $4,000 0.00%Started Full-time work late Nov
 1-Jan-2013 $20,000 $52,000 0.00%Built property and recieved FHOG ($21,000)
 1-Jan-2014 $45,000 $25,000 125.00%
 1-Jan-2015 $83,254 $38,254 85.01%Bought second IP
 17-Feb-2015 $110,215 $26,961 32.38%
 18-Feb-2015 $121,541 $11,326 10.28% IP’s re-valued
 4-Mar-2015 $123,715 $2,174 1.79%
 18-Mar-2015 $122,128 -$1,587 -1.28%Paid for holiday
 15-Apr-2015 $125,906 $3,778 3.09%Withdrew equity from property
 14-May-2015 $127,906 $2,001 1.59%
 18-Jun-2015 $131,904 $3,998 3.13%
 21-Jun-2015 $152,904 $21,000 15.92%IP’s re-valued
 12-Jul-2015 $159,904 $7,000 4.58%Paid 4K off HECS Debt
 23-Jul-2015 $161,904 $2,000 1.25%
 31-Aug-2015 $167,904 $6,000 3.71%
 31-Sep-2015 $170,110 $2,205 1.31% Car went out of Portfolio, Bought IP 3, Super went up and one IP went up
 31-Oct-2015 $171,376 $1,265 0.74% Big bills. Not much saved.
 30-Nov-2015 $173,263 $1,887 1.10%Super went down slightly
 31-Dec-2015 $186,910 $13,648 7.88%IP went up in value
12-Jan-2016 $187,910 $1,000 0.54% Some big bills
2-Feb-2016 $189,910 $2,000 1.06% Bills (again)
1-Mar-2016 $191,410 $1,500 0.79% Didn’t save very well
1-Apr-2016 $193,410 $2,000 1.04% Steady month
1-May-2016$182,410 -$11,000 -5.69% Two IP’s went down.
1-Jun-2016 $211,010 $28,600 15.68% All 3 IP’s went up and super was updated
1-Jul-2016 $229,010 $18,000 8.53%IP’s revalued with 2 out of three going up
1-Aug-2016$233,653$4,6432.03%Super went up along with cash


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Download My Networth Sheet

Download my personal spreadsheet I use to calculate my net worth each month