Financial Goals 2019
Just like last year, and the year before that. It's time again to take a step back and see what we achieved over the last 12 months and set new goals for 2019! 2018 GOALS Have a savings rate of 65% or better Achieved = No ❌ Total expenses for 2018: $60,742 Total...
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You Only Live Once
Ok, real talk. I've been keeping a little secret from you all... well it's not really a secret but just something that's been planned for nearly four years now and I have never written about it... There's a little back story that's needed so let's start there....
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Investment Property 1 Has Been Sold
The first...
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ETFs vs LICs and Strategy 3 Revisited
Okay, so if...
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Savings Review 17/18
Since we do all of our accounting at the end of the financial year it only makes sense to see how we did in terms of savings in July. You can check out last years review here, but to sum up 16/17, we achieved a savings rate of 63%. So how did we do this year? Let's...
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Our Investing Strategy Explained
If you...
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Vanguard Diversified Index ETFs
*Nothing written below is financial advice. Always do your own research when dealing with your finances One ETF to rule them all? The majority of the Australian FIRE community roughly subscribes to one of the three combos when it comes to ETFs: 40% Oz shares (VAS or...
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Filling Out A W-8BEN-E Form
*Please consult a professional if you're confused or not sure about anything when filling out a W-8BEN-E form Do you own a US domiciled ETF or share? I own 2. VTS and VEU. If an investment derives its income from the US, it has to pay tax to Uncle Sam. But What...
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Financial Goals 2018
Before I get into the 2018 goals, I want to go over my 2017 financial goals and see how I did. 2017 GOALS Obtain a savings rate of 65% or better Achieved = No ❌ I usually do EOFY write-ups that go into details how much we spent and what we spent it on....
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Savings Review 16/17
It's that time of the year again. Time to review where every single one of the precious dollars we earned last financial year went. This is usually an eye opener, but we review our spendings monthly so it shouldn't be too much of a shock. It will be interesting...
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