Aussie Firebug

Financial Independence Retire Early

Savings Review 17/18

Savings Review 17/18

Since we do all of our accounting at the end of the financial year it only makes sense to see how we did in terms of savings in July. You can check out last years review here, but to sum up 16/17, we achieved a savings rate of 63%. So how did we do this year? Let's...

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Vanguard Diversified Index ETFs

Vanguard Diversified Index ETFs

*Nothing written below is financial advice. Always do your own research when dealing with your finances One ETF to rule them all? The majority of the Australian FIRE community roughly subscribes to one of the three combos when it comes to ETFs:  40% Oz shares (VAS or...

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Filling Out A W-8BEN-E Form

Filling Out A W-8BEN-E Form

*Please consult a professional if you're confused or not sure about anything when filling out a W-8BEN-E form  Do you own a US domiciled ETF or share?  I own 2. VTS and VEU. If an investment derives its income from the US, it has to pay tax to Uncle Sam. But What...

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Financial Goals 2018

Financial Goals 2018

    Before I get into the 2018 goals, I want to go over my 2017 financial goals and see how I did.       2017 GOALS     Obtain a savings rate of 65% or better Achieved = No ❌ I usually do EOFY write-ups that go into details how much we spent and what we spent it on....

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Savings Review 16/17

Savings Review 16/17

It's that time of the year again.   Time to review where every single one of the precious dollars we earned last financial year went.   This is usually an eye opener, but we review our spendings monthly so it shouldn't be too much of a shock.   It will be interesting...

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How to buy ETFs

How to buy ETFs

If you're on the path to financial independence and follow a few bloggers as they save and invest their way to freedom. You no doubt have come across an investment vehicle that just keeps on popping up everywhere you look.   Exchanged Traded Funds (ETFs)!     The holy...

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