December turned out to be our second most expensive month so far (number 1 being the first month we moved out because of all the stuff we had to buy) with the number 1 expense being… Christmas presents ?
I’m not going to go into my issues with Christmas because I’ve touched on it many times before. I just accept that this is a month that the budget will be blown and there’s little I can do about it. I guess it really depends on what sort of family you have, but I don’t think I could get away with no presents on my side and Mrs Firebug’s family is ten times worst. There’s just no way we could skip presents on that side. It’s like the super bowl for her mum come present time.
Maybe the above graph is a little harsh. I do care about my family but I just value time spent together over material objects.
Net Worth Update
Nice bump this month of around $10K.
This was mainly due to savings and Super. There was a bump of just under $2K from the share market which was nice.
No change in the property values this month.
Various data sources (RP data, Domain.com etc.) are used in combination of what similar surrounding properties were sold for to calculate an estimate. This is an official Commonwealth bank estimate and one which they use to approve loans.
We managed to add close to $12K to our ETF’s this month which took our cash savings down a little.
Out of that $12K around $10K was brought and just under $2K was gained through the market
Below are our current splits (hover over each pie slice for more info)