Ahhh 2020… the gift that just keeps on giving…
London went back into lockdown at the start of November, which to be fair, a lot of people were predicting. So it didn’t come as much of shock to most people but it still sucked. But what really felt like a Tyson uppercut was when one of our flatmates came home saying she had tested positive for Covid … 😱
She’s a Covid nurse who has to get tested multiple times a week but the funny thing is that she’s already had Covid before (she’s had the antibody test) and was certain she didn’t actually have it this time. Apparently false positives are not uncommon and it’s what most likely happened. Regardless, as a result, the whole household had to stay inside for two weeks straight without leaving the flat 🤪🤪🤪
The obvious question I had straight away was couldn’t she get tested again to make sure she actually has it? But the protocol states that even if she gets tested 100 more times and they all show up as negative, that one positive overrules everything and we all need to self isolate for two weeks inside without leaving… 🙃…goooooooood
I was already mentally preparing for the two weeks quarantine we are still going to have to do next month when we return home but this really took us by surprise and I was not ready for it at all! I’ve got a skipping rope and was still able to do bodyweight exercises but the lack of sunshine and fresh air really got me down towards the end there.
Because we were locked inside for two weeks, I started to look at gaming systems on Gumtree and thought maybe we can pick one up pretty cheap to help get us through the lockdown. After a bit of research, I decided to get a subscription to a cloud gaming service by Google called Stadia. Hopefully, there are some gamers who read this blog because let me tell you, as a former relatively hardcore gamer, I couldn’t believe that this tech even exists and works so well.
I’ve been eyeing off the new PS5 for a while and there was a pretty good chance I was going to buy one next year but after trying this cloud gaming stuff out… I’m almost certain these latest consoles will be the last ever made. Maybe this is a bold statement but I can’t see how all gaming doesn’t move to the cloud over the next few years.
When you sign up to Stadia, you get given a controller and chrome cast. That’s it. No console!
The controller connects directly to your WiFi and the chrome cast enables your TV to stream the game video. But because the computing and graphic rendering are done in the cloud, the screen that you actually game on can change. It’s so cool and works so well! I can play Red Dead Redemption 2 in the living room (small flex for London that we have a living room ps 😜) but move upstairs to my computer’s 27 inch if the girls want to watch a movie. It even works on your phone/iPad. Because the controller is connected to the net and not a console, you just have to pair the controller with your screen and boom, off you go!
I was also really attracted to fact that you don’t need a subscription to play Stadia games online (unlike Xbox and Playstation) and no big outlay to buy a physical console, the only cost is buying the controller and games.
I promise you I’m not an undercover Google employee because it probably sounds like I’m trying to sell the system. I’m just a tech nerd at heart who works with a lot of cloud technologies and was really impressed at an engineering level that something like this can even exist. Absolute madness!
Stadia just needs to get COD on their system as the lack of zombies was my only gripe 🧟♂️🔫
Net Worth Update
Ho ho ho, did Christmas come early this year 🎅?
Over $50K in gainz from shares and Super which hid an otherwise extremely expensive month since we booked our last holiday and flights back home for next year. I know there was some really positive news on the Covid vaccine front but it’s pretty insane how much the share market went up in November. It’s funny to look at some of the comments that were flying around in March/April. Covid is just another nail in the coffin for trying to time the market.
How many of you guys out there are still on the sidelines waiting for the next drop? What happens if the markets never drop below what they are at right now huh? We all know that eventually, they’re going to reach new heights, but new bottoms are never guaranteed.
All this printing of money does make me wonder about the long term outlook for fiat currencies around the world. I sleep so much better at night knowing the majority of our wealth is stored in businesses and real estate. Don’t get me wrong, having cash on hand is handy. But I can’t help but feel the purchasing power of my emergency account is copping a flogging every time the government drops some sort of stimulus.
Since it is related to property (just not in the investment sense) I’ll add it in this part…
I’ve been looking at home loans recently and have been blown away at how low an interest rate you can get on a fixed mortgage. We have been looking at houses since the start of the year because we want kids one day and I’ve been crunching the numbers on renting vs buying for our area and the results are leaning towards buying which shocked me a bit. Much of this has been driven by low-interest rates though. I’d love to know who you guys are with and what rate your paying (also if it’s fixed or variable) in the comment section, please 🙂
The current value of our properties is a rough guesstimation based on similar surrounding properties. I only really update these when we get an official bank valuation
The ASX goes bang in November.
I was thinking about this the other day. An investor’s reaction to sharemarket movements can be a reflection of their personality in many ways. You see, it doesn’t matter what the sharemarket does, I always find a reason to be happy about the result.
If it drops, that’s awesome! I can now pick up great companies at a reduced price. If it rockets upwards, that’s also great, look at how much wealthier we just became. Even if it goes sideways I usually can pick out some positive in the markets low volatility and how good it is 😅
I’m an optimist at heart and investing/life is a lot easier if you have a positive mindset. I truly believe that!